/* ===================================================================
   Title Base — Design System  ·  "Distinguished 5th Avenue Title Firm"
   Tokens in :root — edit once to re-theme the whole site.
   =================================================================== */
:root{
  /* Brand palette */
  --navy:#0B2545;
  --navy-2:#13315C;
  --navy-3:#1d4078;
  --brass:#C8A35B;
  --brass-2:#b18a40;
  --brass-soft:#e7d4a8;
  --ivory:#F7F4EC;
  --paper:#FBFAF6;
  --ink:#10243E;
  --slate:#5b6b80;
  --line:#e4ddc9;
  --white:#ffffff;
  --red:#9B2226;

  /* Typography */
  --serif:"Fraunces",Georgia,"Times New Roman",serif;
  --sans:"Figtree",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;

  /* Scale */
  --h1:clamp(2.5rem,6vw,4.5rem);
  --h2:clamp(1.9rem,3.6vw,2.9rem);
  --h3:clamp(1.3rem,2.2vw,1.7rem);
  --eyebrow:.78rem;

  /* Layout */
  --container:1200px;
  --gutter:clamp(1.2rem,4vw,2.75rem);
  --radius:12px;
  --radius-lg:20px;
  --shadow:0 18px 50px -22px rgba(11,37,69,.35);
  --shadow-soft:0 10px 30px -18px rgba(11,37,69,.30);
  --ease:cubic-bezier(.22,.61,.36,1);
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
html.lenis,html.lenis body{scroll-behavior:auto !important}   /* Lenis guard */
body{
  margin:0;font-family:var(--sans);color:var(--ink);background:var(--paper);
  font-size:1.0625rem;line-height:1.65;-webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
img{max-width:100%;display:block;height:auto}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;line-height:1.08;color:var(--navy);margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:var(--h1)}
h2{font-size:var(--h2)}
h3{font-size:var(--h3);line-height:1.18}
p{margin:0 0 1rem}
::selection{background:var(--brass);color:var(--navy)}

/* ---------- Layout helpers ---------- */
.container{width:min(100% - 2*var(--gutter),var(--container));margin-inline:auto}
.section{padding:clamp(3.5rem,8vw,7rem) 0}
.section--tight{padding:clamp(2.5rem,5vw,4rem) 0}
.section--navy{background:var(--navy);color:#dfe7f2}
.section--navy h1,.section--navy h2,.section--navy h3{color:#fff}
.section--ivory{background:var(--ivory)}
.center{text-align:center}
.lead{font-size:clamp(1.1rem,1.6vw,1.32rem);color:var(--slate);max-width:62ch}
.section--navy .lead{color:#aebfd8}
.measure{max-width:68ch}

.eyebrow{
  display:inline-flex;align-items:center;gap:.55rem;
  font-family:var(--sans);font-weight:700;font-size:var(--eyebrow);
  letter-spacing:.18em;text-transform:uppercase;color:var(--brass-2);margin:0 0 1rem;
}
.eyebrow::before{content:"";width:26px;height:1px;background:var(--brass)}
.section--navy .eyebrow{color:var(--brass)}
.center .eyebrow{justify-content:center}

/* ---------- Buttons ---------- */
.btn{
  --bg:var(--navy);--fg:#fff;
  position:relative;display:inline-flex;align-items:center;gap:.6rem;
  padding:.95rem 1.8rem;border-radius:999px;border:1px solid transparent;
  font-family:var(--sans);font-weight:700;font-size:.98rem;letter-spacing:.01em;
  background:var(--bg);color:var(--fg);cursor:pointer;overflow:hidden;
  transition:transform .25s var(--ease),box-shadow .25s var(--ease),background .25s;
  box-shadow:var(--shadow-soft);
}
.btn:hover{transform:translateY(-2px)}
.btn:focus-visible{outline:3px solid var(--brass);outline-offset:3px}
.btn svg{width:1.05em;height:1.05em}
.btn--gold{--bg:var(--brass);--fg:var(--navy)}
.btn--ghost{--bg:transparent;--fg:var(--navy);border-color:var(--navy)}
.section--navy .btn--ghost{--fg:#fff;border-color:rgba(255,255,255,.5)}
.btn--lg{padding:1.1rem 2.2rem;font-size:1.05rem}
/* sheen sweep */
.btn--primary::after,.btn--gold::after{
  content:"";position:absolute;top:0;left:-90%;width:60%;height:100%;
  background:linear-gradient(100deg,transparent,rgba(255,255,255,.45),transparent);
  transform:skewX(-18deg);transition:left .6s var(--ease);
}
.btn--primary:hover::after,.btn--gold:hover::after{left:130%}

/* ---------- Header / nav ---------- */
.site-header{
  position:fixed;top:0;left:0;right:0;z-index:900;
  transition:background .35s,box-shadow .35s,padding .35s;
  padding:.85rem 0;
}
.site-header.is-scrolled{background:rgba(251,250,246,.92);backdrop-filter:blur(12px);box-shadow:0 1px 0 var(--line);padding:.55rem 0}
.nav{display:flex;align-items:center;justify-content:space-between;gap:1.5rem}
.brand{display:flex;align-items:center;gap:.7rem;font-family:var(--serif);font-weight:600;font-size:1.35rem;color:#fff}
.brand img{height:42px;width:auto}
.brand b{color:var(--brass);font-weight:600}
.nav-links{display:flex;align-items:center;gap:1.6rem;list-style:none;margin:0;padding:0}
.nav-links a{font-weight:600;font-size:.96rem;color:#fff;position:relative;padding:.3rem 0}
.nav-links a::after{content:"";position:absolute;left:0;bottom:-2px;width:0;height:2px;background:var(--brass);transition:width .3s var(--ease)}
.nav-links a:hover::after,.nav-links a[aria-current="page"]::after{width:100%}
.nav-cta{display:flex;align-items:center;gap:.9rem}
.nav-phone{font-weight:700;color:#fff;white-space:nowrap}
.nav-phone span{color:var(--brass)}
.nav-toggle{display:none;background:none;border:0;cursor:pointer;width:44px;height:44px;flex-direction:column;justify-content:center;gap:5px}
.nav-toggle span{display:block;height:2px;width:24px;background:#fff;margin:0 auto;transition:.3s}
/* Header switches to dark text once scrolled onto a light background */
.site-header.is-scrolled .brand,.site-header.is-scrolled .nav-links a,.site-header.is-scrolled .nav-phone{color:var(--navy)}
.site-header.is-scrolled .brand b,.site-header.is-scrolled .nav-phone span{color:var(--brass-2)}
.site-header.is-scrolled .nav-toggle span{background:var(--navy)}

/* mobile drawer */
.drawer{position:fixed;inset:0;z-index:899;background:var(--navy);color:#fff;
  display:flex;flex-direction:column;justify-content:center;gap:.4rem;padding:2rem var(--gutter);
  transform:translateX(100%);transition:transform .45s var(--ease);visibility:hidden}
.drawer.open{transform:translateX(0);visibility:visible}
.drawer a{font-family:var(--serif);font-size:1.6rem;color:#fff;padding:.5rem 0;border-bottom:1px solid rgba(255,255,255,.1)}
.drawer .btn{margin-top:1.4rem;align-self:flex-start}

@media (max-width:960px){
  .nav-links,.nav-phone{display:none}
  .nav-toggle{display:flex}
}

/* ---------- Footer ---------- */
.site-footer{position:relative;background:var(--navy);color:#aebfd8;overflow:hidden;padding:clamp(3rem,6vw,5rem) 0 2rem}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.2fr;gap:2.5rem;position:relative;z-index:2}
.site-footer h4{color:#fff;font-family:var(--sans);font-weight:700;font-size:.85rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:1.1rem}
.site-footer a{color:#aebfd8;display:block;padding:.28rem 0;transition:color .2s}
.site-footer a:hover{color:var(--brass)}
.footer-brand img{height:46px;margin-bottom:1rem}
.footer-brand p{color:#8ea0ba;max-width:34ch;font-size:.98rem}
.footer-badge{display:inline-flex;align-items:center;gap:.5rem;margin-top:1rem;padding:.45rem .9rem;border:1px solid rgba(200,163,91,.4);border-radius:999px;color:var(--brass);font-size:.82rem;font-weight:600}
.footer-bottom{position:relative;z-index:2;margin-top:3rem;padding-top:1.5rem;border-top:1px solid rgba(255,255,255,.12);display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;font-size:.85rem;color:#7e90ab}
.footer-watermark{position:absolute;left:0;right:0;bottom:-3.5vw;text-align:center;font-family:var(--serif);font-weight:600;
  font-size:18vw;line-height:.8;color:transparent;-webkit-text-stroke:1px rgba(255,255,255,.06);pointer-events:none;z-index:1;white-space:nowrap}
@media (max-width:860px){.footer-grid{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}}
@media (max-width:520px){.footer-grid{grid-template-columns:1fr}}

/* ---------- Cards & component kit ---------- */
.card{position:relative;background:var(--white);border:1px solid var(--line);border-radius:var(--radius-lg);padding:2rem;
  box-shadow:var(--shadow-soft);overflow:hidden;transition:transform .3s var(--ease),box-shadow .3s var(--ease)}
.card::before{content:"";position:absolute;top:0;left:0;right:0;height:1px;background:linear-gradient(90deg,transparent,rgba(200,163,91,.6),transparent)}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.card .ic{width:52px;height:52px;border-radius:13px;display:grid;place-items:center;margin-bottom:1.1rem;
  background:linear-gradient(150deg,var(--navy),var(--navy-2));color:var(--brass)}
.card .ic svg{width:26px;height:26px}
.card h3{margin-bottom:.5rem}
.card p{color:var(--slate);margin-bottom:1rem}
.card .more{font-weight:700;color:var(--brass-2);font-size:.92rem;display:inline-flex;align-items:center;gap:.4rem}
.card .more svg{width:1em;transition:transform .25s}
.card:hover .more svg{transform:translateX(4px)}
.grid{display:grid;gap:1.5rem}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
@media (max-width:900px){.grid-3,.grid-4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:600px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}}

/* Quick-answer (AEO) */
.quick-answer{background:var(--ivory);border:1px solid var(--line);border-left:4px solid var(--brass);
  border-radius:var(--radius);padding:1.4rem 1.6rem;margin:1.5rem 0;box-shadow:var(--shadow-soft)}
.quick-answer .qa-label{font-family:var(--sans);font-weight:700;font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:var(--brass-2);margin:0 0 .4rem}
.quick-answer p:last-child{margin:0;font-size:1.08rem;color:var(--ink)}

/* Key-facts table */
.key-facts{width:100%;border-collapse:collapse;margin:1.5rem 0;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
.key-facts th,.key-facts td{padding:.85rem 1.1rem;text-align:left;border-bottom:1px solid var(--line);font-size:.98rem}
.key-facts th{width:42%;background:var(--ivory);font-family:var(--sans);font-weight:700;color:var(--navy)}
.key-facts tr:last-child th,.key-facts tr:last-child td{border-bottom:0}
.key-facts tr:hover td{background:rgba(200,163,91,.06)}

/* generic data table */
.data-table{width:100%;border-collapse:collapse;margin:1.5rem 0;font-size:.98rem}
.data-table th,.data-table td{padding:.9rem 1rem;border-bottom:1px solid var(--line);text-align:left}
.data-table thead th{background:var(--navy);color:#fff;font-family:var(--sans);font-weight:700}
.data-table tbody tr:hover{background:rgba(200,163,91,.07)}

/* Stats */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;background:var(--white)}
.stat{padding:2rem 1.2rem;text-align:center;position:relative}
.stat+.stat::before{content:"";position:absolute;left:0;top:18%;height:64%;width:1px;background:linear-gradient(var(--line),transparent)}
.stat .num{font-family:var(--serif);font-weight:600;font-size:clamp(2rem,4vw,3rem);color:var(--navy);line-height:1}
.stat .lbl{display:block;margin-top:.5rem;font-size:.86rem;color:var(--slate);font-weight:600;letter-spacing:.02em}
.section--navy .stat .num{color:#fff}.section--navy .stat .lbl{color:#aebfd8}
@media (max-width:760px){.stats{grid-template-columns:repeat(2,1fr)}.stat+.stat::before{display:none}}

/* FAQ */
.faqs details{border:1px solid var(--line);border-radius:var(--radius);margin-bottom:.9rem;background:var(--white);overflow:hidden}
.faqs summary{cursor:pointer;list-style:none;padding:1.15rem 1.4rem;font-weight:700;color:var(--navy);font-size:1.06rem;display:flex;justify-content:space-between;align-items:center;gap:1rem}
.faqs summary::-webkit-details-marker{display:none}
.faqs summary::after{content:"+";font-family:var(--serif);font-size:1.5rem;color:var(--brass-2);transition:transform .3s}
.faqs details[open] summary::after{transform:rotate(45deg)}
.faqs details p{padding:0 1.4rem 1.3rem;margin:0;color:var(--slate)}

/* Eligibility / feature pills */
.pill-row{display:flex;flex-wrap:wrap;gap:.7rem;margin:1.3rem 0}
.pill{display:inline-flex;align-items:center;gap:.5rem;padding:.55rem 1.1rem;border-radius:999px;background:var(--white);border:1px solid var(--line);font-weight:600;font-size:.92rem;color:var(--navy)}
.pill svg{width:1.1em;color:var(--brass-2)}
.section--navy .pill{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.16);color:#fff}

/* Breadcrumbs */
.crumbs{font-size:.84rem;color:var(--slate);padding-top:1rem}
.crumbs a:hover{color:var(--brass-2)}
.crumbs span{margin:0 .4rem;color:var(--brass-2)}

/* Eyebrow updated stamp */
.updated{font-size:.82rem;color:var(--slate)}
.updated time{font-weight:600}

/* Forms */
.form-field{margin-bottom:1.1rem}
.form-field label{display:block;font-weight:600;font-size:.9rem;color:var(--navy);margin-bottom:.4rem}
.form-field input,.form-field select,.form-field textarea{
  width:100%;padding:.85rem 1rem;border:1px solid var(--line);border-radius:10px;font-family:var(--sans);font-size:1rem;
  background:var(--white);color:var(--ink);transition:border-color .2s,box-shadow .2s}
.form-field input:focus,.form-field select:focus,.form-field textarea:focus{outline:none;border-color:var(--brass);box-shadow:0 0 0 3px rgba(200,163,91,.2)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
@media (max-width:560px){.form-row{grid-template-columns:1fr}}
.form-note{font-size:.82rem;color:var(--slate)}
.form-success{display:none;background:#eef6ec;border:1px solid #bcdcb4;color:#26611f;padding:1rem 1.2rem;border-radius:10px;margin-bottom:1rem}
.form-success.show{display:block}

/* Reveal baseline (CSS hides; JS fromTo reveals) */
[data-reveal]{opacity:0}
@media (prefers-reduced-motion:reduce){[data-reveal]{opacity:1 !important;transform:none !important}}

/* Custom cursor */
.cursor-dot,.cursor-ring{position:fixed;top:0;left:0;border-radius:50%;pointer-events:none;z-index:9998;
  transform:translate(-50%,-50%);opacity:0;transition:opacity .3s}
.cursor-dot{width:7px;height:7px;background:var(--navy)}
.cursor-ring{width:34px;height:34px;border:1.5px solid var(--brass);transition:width .25s,height .25s,background .25s,opacity .3s}
html.has-cursor.cursor-on .cursor-dot,html.has-cursor.cursor-on .cursor-ring{opacity:1}
html.has-cursor.cursor-on *{cursor:none}
html.has-cursor input,html.has-cursor textarea,html.has-cursor select{cursor:auto !important}
.cursor-ring.is-active{width:54px;height:54px;background:rgba(200,163,91,.12)}
@media (hover:none),(pointer:coarse){.cursor-dot,.cursor-ring{display:none}}

/* Page hero (inner pages) */
.page-hero{position:relative;background:linear-gradient(150deg,var(--navy),var(--navy-2) 60%,#0a1e3a);color:#fff;padding:clamp(7rem,12vw,9.5rem) 0 clamp(3rem,6vw,4.5rem);overflow:hidden}
.page-hero::before{content:"";position:absolute;inset:0;opacity:.5;
  background:radial-gradient(60% 90% at 85% 10%,rgba(200,163,91,.22),transparent 60%),radial-gradient(50% 70% at 5% 100%,rgba(29,64,120,.6),transparent 60%)}
.page-hero .container{position:relative;z-index:2}
.page-hero h1{color:#fff;max-width:18ch}
.page-hero .lead{color:#bccbe2;margin-top:.6rem}
.page-hero .eyebrow{color:var(--brass)}

/* Misc */
.divider{height:1px;background:var(--line);border:0;margin:0}
.text-link{color:var(--brass-2);font-weight:700;border-bottom:1px solid transparent;transition:border-color .2s}
.text-link:hover{border-color:var(--brass)}
.badge-soft{display:inline-block;background:rgba(200,163,91,.14);color:var(--brass-2);font-weight:700;font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;padding:.35rem .8rem;border-radius:999px}
.skip-link{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:.7rem 1.2rem;z-index:1000}
.skip-link:focus{left:0}